Fire insurance covers damage or loss to a property because of fire. It’s a specific form of insurance in addition to home owners or property insurance and it covers the cost of replacement and repair or reconstruction above what the property insurance policy covers.
Commercial property insurance helps protect the building your business owns or lease as well as your business personal property, including tools and equipment, inventory and furniture.
Fire Insurance Covers
3. Explosion of boilers or gas used for domestic purpose
4. Bursting Pipes
5. Sprinkler Leakage
7. Typhoon & Windstorm (including Flood)
9. Aircraft Damage
10. Vehicle Impact
11. Riot & Strike
12. Malicious Damage